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One of the Newest Fintech Companies to Hit the NASDAQ Has Just Achieved an Annual Transaction Volume Run Rate of $1.35B After a Massive Acquisition!

With a comprehensive digital commerce solution offered to over 9,500 merchants in all 50 states, The OLB Group Inc. (NASDAQ: OLB) recently made their NASDAQ debut with a $25 Million Private Placement!

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    THE OLB GROUP, INC. is a client of Tradigital IR, an investor relations and communications firm. Please see our disclosures in the research report as well as on our website www.Tradigitalir.com.

    The OLB Group, Inc. (NASDAQ: OLB) is a diversified Fintech eCommerce merchant services provider and Bitcoin crypto mining enterprise whose eCommerce platform delivers cloud-based merchant services for a comprehensive digital commerce solution.

    As a FinTech company and a payment facilitator, OLB focuses on a suite of products in the merchant services and payment facilitator verticals through its subsidiaries: eVance, Inc., Omnisoft.io, Inc., DMint, Inc., and CrowdPay.us, Inc.

    Big fintech names like PayPal, Intuit, and Shopify have been disrupting the financial services industry. Especially as the pandemic helped to create excitement about the digitization of money.

    With more mobile users having a penchant for online transactions, the global FinTech market is expected to see incredible growth in the future.

    OLB Group (NASDAQ: OLB) is an emerging player in the anticipated $324 billion FinTech space who has achieved annual transaction volume run rate of $1.35B following its exciting CBD merchants acquisition!

    OLB’s recent acquisition of CBD merchants puts them in an exciting position as this merchant portfolio has demonstrated a historical annual transaction run rate where it is anticipated to achieve an annual transaction volume of approximately $400 million in 2022, providing OLB with a significant foothold in the nearly $3 billion global CBD market.

    CBD has become one of the most popular products since sliced bread as more consumers jump on the bandragon to reap the promised health benefits.

    "OLB is very pleased to have successfully closed this transaction resulting in this substantial addition to our payment processing business in a market sector that has been growing rapidly over the past several years. This portfolio acquisition of successful merchants in a market that is forecasted to continue its very healthy growth rate in both profitability and revenue provides OLB with a new growth engine. The revenue contribution to our top line is anticipated to represent an increase of revenue of approximately 200% percent in 2022 when compared to 2020 revenue."
    - Ronny Yakov, CEO of The OLB Group

    You also would be hard pressed to not hear about the Metaverse and NFTs these days. These are two of the hottest topics gaining more and more buzz on the Street as investors look for budding opportunities in this new virtual tech arena.

    NFTs or non-fungible tokens are a new class of digital assets, which are unique, indivisible, and immutable.

    OLB Group (NASDAQ: OLB) is committed to supporting the education around NFTs and digital assets, and exploring innovative use cases by merchants and customers in ways beyond just payments and transactions

    "We believe that for an eCommerce company to win in the era of digital assets, they must embrace change and provide a diversified suite of solutions. This is precisely what we are doing at the OLB Group--offering our merchant base a comprehensive eCommerce technology platform. Our future business model is firmly planted in the digital asset world.”

    "In line with this vision, OLB is developing NFT e-ticketing solutions. OLB’s NFT ticket product will be available to our existing sport team clients in the upcoming year. This will complement OLB’s existing digital asset services, including its Bitcoin mining division, DMint, and its Bitcoin payments and transaction services."

    - Ronny Yakov

    With impressive growth and taking several exciting arenas head on, now may be the optimal time to be paying attention to The OLB Group, Inc. (NASDAQ: OLB)!

    It was only in late 2021 that OLB Group announced their $25 Million Private Placement on the NASDAQ.

    The company intends to use the net proceeds from the private placement to invest in or acquire companies or technologies to expand and market its current products. 

    Fintech is an integral part of eCommerce as it can enable businesses to streamline their operations, reduce costs, and improve customer service. Additionally, it can help create new business models and products that were not possible before.

    According to research by Fundera, 16% of all retail purchases are made on eCommerce sites. They also anticipate that eCommerce will handle 95% of all consumer transactions by 2040!

    THE TOP REASONS TO HAVE OLB ON YOUR RADAR:
    • Aegis Capital Corp. recently reiterated a BUY rating on the company, and raised its 12-month price target from $7 to $9!
    • The company’s recent acquisition of CBD merchants, is anticipated to reach an annual transaction run rate volume of approximately $400 million in 2022, providing the company with a significant foothold in the nearly $3 billion global CBD market. According to a recent market analysis by Grandview Research, the flourishing CBD market was valued at approximately $2.8B in 2020 and is projected to increase at an annual rate of 21.2% through 2028. This strategic acquisition positions OLB to capitalize on the projected growth of the CBD market, enabling further penetration into one of the fastest growing sectors in the United States
    • In 2021, retail e-commerce sales amounted to approximately 4.9 trillion U.S. dollars worldwide. This figure is forecast to grow by 50 percent over the next four years, reaching about 7.4 trillion dollars by 2025.
    • The global financial technologies market size was valued at $110.57 billion in 2020, and is projected to reach $698.48 billion by 2030, growing at a CAGR of 20.3% from 2021 to 2030. This growth can be attributed to factors such as increased demand for online financing among consumers, surge in usage of advance technologies in existing business operation of banks & financial institutions, and rapid growth in innovative technology such as artificial intelligence in business decision making capabilities are some of the important factors that boost adoption of Fintech technologies during the COVID-19 outbreak.
    • The company is also dipping its toes into digital coin mining, which is a huge market in of itself. The company recently announced it has signed a long term lease on a 10,000 square foot mining operation with capacity for up to 2,000 Antminer S19j PRO machines! Located in an industrial park adjacent to the Bradford Regional Airport in Bradford, Pennsylvania to eliminate potential noise complaints, the facility is in the process of being converted into a cryptocurrency mining data center powered on the local power grid in tandem with natural gas power.
    • The digital coin/cryptocurrency market is HUGE and ever-growing. The United States Cryptocurrency Market size was estimated at USD 303.10 million in 2020, is expected to reach USD 353.29 million in 2021, and is projected to grow at a CAGR of 18.49% to reach USD 994.39 million by 2027.
    "We are very pleased to be taking this next step in building the foundation for our planned aggressive development of our Bitcoin mining operation. Our first facility in Bradford is currently operating on natural gas. This second facility will be powered from the power grid. This blended power solution lays the foundation to establishing a sustainable, cost-efficient Bitcoin mining operation. With room to install up to 2,000 Bitcoin mining machines in this second facility, this data center will eventually meet the challenge of minimizing our carbon footprint and operating a cost efficient and profitable operation.”
    Keep on reading to discover why The OLB Group, Inc. (NASDAQ: OLB) is positioned to be the most exciting and diverse fintech company to have your eyes on in 2022!

    Greetings Investors,


    Even prior to the pandemic, the way we do business, shop, and go about our day to day lives has completely shifted to a digital format. 

    When the Covid-19 lockdowns hit, companies catapulted further into the digital age. 

    Many brick and mortars turned towards eCommerce in order to survive and now, this has become the new normal.

    The main difference between eCommerce and traditional commerce is accessibility to the market and scalability. Though fintech (financial technology) is available in both brick-and-mortar and online stores, it is more prevalent in the digital space. This is because fintech helps to reduce traditional barriers that have inhibited eCommerce growth in the past.

    Some other benefits of fintech through eCommerce are:

    • Fintech allows for more secure and seamless transactions. 
    • Fintech helps to reduce fraudulent activities by improving security measures. 
    • It allows businesses to reach a wider audience by using global payment methods and currencies.

    Another positive impact of using fintech for eCommerce is gaining real-time insights into their sales data. This information can help businesses make better decisions about what products to stock and how to market them.

    This growth in recent years towards a digital way of life also brings great market growth. 

    According to McKinsey, U.S. eCommerce doubled in Q1 2020, effectively jumping 10 years forward in just 90 days. As consumers switched to online formats for purchasing/shopping in all categories, businesses across the world adopted digital outlets to sell their products and services.

    In Q2 2020, new stores created on the Shopify platform grew a whopping 71% compared to Q1 2020, with a record number of merchants added to the platform in Q3! 

    The link between eCommerce and fintech is so connected that the growth of a number of eCommerce companies is often driven from the financial services they provide. Shopify is one example, earning 59% of its revenue from embedded payment products.

    This in turn, can lead to the talk of cryptocurrencies or digital coins such as bitcoin. Paypal, for example, created a ‘Checkout with Crypto’ option and is a step towards broad adoption of digital assets as a payment method in digital commerce.

    Cryptocurrency, or digital coins, is a digital form of currency not issued by a bank or government, which allows users to spend money anonymously. The most digital coin is Bitcoin, and these virtual coins can be bought, sold and stored on exchanges like Coindesk, and also used to purchase online goods wherever accepted.

    Bitcoin and other cryptocurrencies are beginning to be accepted as forms of payment on eCommerce sites!

    All of this is very exciting and may lead to The OLB Group, Inc. (NASDAQ: OLB) seeing tremendous upward growth as it targets BOOMING industries including CBD!

    ABOUT THE COMPANY

    U.S.-based, The OLB Group, Inc. (NASDAQ: OLB), is an eCommerce service provider that delivers fully outsourced private label shopping solutions to highly trafficked websites.

    OLB provides their clients with a seamless, end-to-end eCommerce solution including site creation, hosting, transaction processing, order fulfillment, customer service, sales reporting. The company boasts to be an All-in-One eCommerce solution for its clients. Equipped with industry experts, OLB has hundreds of configuration options to deliver a unique experience. 

    The OLB Group is U.S.-based, eCommerce service provider that delivers fully outsourced private label shopping solutions to highly trafficked websites. 

    They provide their clients with a seamless, end-to-end eCommerce solution including site creation, hosting, transaction processing, order fulfillment, customer service, sales reporting.

    COMPANY HIGHLIGHTS

    OLB was created, initially providing creative and marketing services, from concept to print, to Fortune 500 companies including AT&T, Lucent Technologies, Merrill Lynch, Lord Abbott, Rebock, and Scholastic.

    • The Company also developed and maintains a complex extranet/intranet infrastructure that allows Doremus, an Omnicom Communication subsidiary to provide its advertising services to 50 of the top financial institutions on a real-time basis.
    • The Company began providing Internet and eCommerce services with the Playboy Enterprises Catalog Division, creating and hosting two eCommerce sites, Critics Choice Video and Collectors Choice Music.
    • It has since partnered with these companies, providing ongoing hosting and maintenance of their sites. Having gained extensive eCommerce experience with these businesses, OLB developed a new and unique business model in by creating a database of millions of products that gives added value to Partners operating websites.

    The company’s solution also includes a virtual inventory consisting of millions of name brand products from top-selling categories on the internet. 

    Their private label shopping site is designed to maintain the unique look of feel of the Partner website, providing seamless eCommerce functionality that keeps users on the Partners shopping site at all times. Order fulfillment and customer service are also provided under the brand name of the Partner.

    OLB remains invisible to the user at all times. Their eCommerce platform also enables Partners to create their own online marketing promotions and to customize product content to meet the needs of their online users.

    All-In-One E-Commerce Solutions

    Zero Capital Investments

    Why buy eCommerce software, when you can pay as you go? OLB is a leading platform delivered on the SaaS model.

    No Technology Fuss

    You don’t need to be a technology pro to run an online store. It’s as simple as running your regular retailing business and lets you maintain complete control.

    Work with Experts

    OLB Group, with 15 years of experience in retail and detail, is suitable for every category of value retailing powered by our platform.

    The Complete Solution

    OLB Group is a complete OMNI solution to build & manage your online store. It’s a proven technology platform with integrated payment, logistics, & customer acquisition solutions.

    OMNI Channel

    The company is an OMNI application on iPad, mobile, and web that lets you sell store’s products in a physical, retail setting. It’s quick and easy — browse your store’s catalog, pick a customer’s products, swipe their credit card, and print their receipt or send it through email.

    Custom Apps

    A store owner can create a customized website, pursuant to any specifications, for the sale of products from our database. The store owner can customize his site to include his logos, design layout, and any other special features.

    All-In-One E-Commerce Solutions

    PayFac

    PayFac is short for Payment Facilitator or Payment Aggregator. The term refers to an individual or entity that accepts payments on behalf of other businesses. These businesses are commonly known as sub-merchants.

    PayFac has a major impact on OLB revenue recognition. It provides control over the money of merchants and adds more responsibilities in billings of services”

    A few important pointers about PayFac:

    • PayFac assumes the responsibility for Chargebacks, Fraud, KYC (Know Your Customer) and AML (Anti-Money Laundering).
    • They can underwrite new merchants very quickly (sometimes instantly).
    • They are responsible for PCI compliance.
    • They are registered with acquiring banks.
    • They have set up reserves to assume the risk.
    • They have software already built into SecurPay to handle all the requirements.

    Core Businesses

    Omnisoft is cloud-based business management platform that provides Omni Commerce Solutions.
    SecurePay is a mobile payment gateway designed to secure processing, transmitting, and storing of payment card-related data.
    D|Mint a subsidiary of THE OLB GROUP, INC. aims to build the largest mining operation in the United States at one of the lowest energy costs.
    CrowdPay provides the smoothest and fastest Launchpad for your own equity crowdfunding portal with unmatchable customization options.
    We grow when our customers grow. Our promise and a guarantee, we will work hard, fulfilling our commitment to helping your business prosper.
    Crowd Ignition, Inc. is a funding portal registered with the US Securities and Exchange Commission (SEC) and a member of the Financial Industry Regulatory Authority (FINRA).
    Cardaccept is a committed partner helping American businesses thrive, offering our innovative subscription-based pricing solutions.
    Cryptoaccept helps businesses seamlessly integrate cryptocurrency payments into their business without taking on the risk of the crypto market.
    DoubleBeam is a cloud-based point of sale system with everything you need to get your business up and running.

    Solutions

    RETAILERS SOLUTION

    OLBG is a comprehensive single solution for all the ways you sell across digital media (internet, mobile, corporate storefronts) and for driving up your in-store sales. It helps you to avoid the complexity of technology and integration of all these channels to drive revenue at lower costs. OLBG helps you create web and mobile storefronts, offer dynamic catalog and pricing information, and enable your target consumers to find and buy your products across all available channels.

    MANUFACTURERS SOLUTION

    With your online store powered by OLBG and the company’s digital catalog that can be syndicated to your dealers and retailers, you can reach consumers across channels. OLBG enables you and your dealers to leverage digital channels such as the internet, mobile, and social media to promote your brand and sell your products directly online alongside physical stores.

    Recent Milestones:

    THE CBD OPPORTUNITY
    OLB Group Acquires CBD Merchant Portfolio with Annual Transaction Volume Over $400 Million!


    Portfolio includes over 1,500 merchants, which will provide OLB with a strong position in a rapidly growing marketplace

    Acquisition includes new sales channel currently onboarding an average of 120 new accounts a month

    Based on historical performance, deal expected to add approximately $20 million in annual payment processing revenue, increasing total revenue 200%, with an additional $5 million EBITDA projected

    Ronny Yakov, Chief Executive Officer of The OLB Group: "The revenue contribution to our top line is anticipated to represent an increase of revenue of approximately 200% percent in 2022 when compared to 2020 revenue."

    According to a recent market analysis by Grandview Research, the flourishing CBD market was valued at approximately $2.8B in 2020 and is projected to increase at an annual rate of 21.2% through 2028. 

    This strategic acquisition positions OLB to capitalize on the projected growth of the CBD market, enabling further penetration into one of the fastest growing sectors in the United States. 

    By providing the merchant portfolio with the proprietary and customizable "SecurePay" system, OLB will be able to address many of the payment concerns relating to the increase in activity in the CBD sector!

    SecurePay provides an integrated support platform for traditional card-based payments, major digital wallets including Apple Pay® and Google Pay®, PayPal, and cryptocurrency wallets. The cloud-based platform also includes integrations with multiple back-office systems including QuickBooks and other business software applications.

    MAJOR DEVELOPMENTS

    OLB GROUP ADDS PAYMENTS THROUGH SOCIAL MEDIA APPS TO ITS GATEWAY 

    The OLB Group Inc.’s SecurePay payment gateway will support payment acceptance through social-media applications without requiring consumers to leave the app. To enable payments through such apps as Facebook, Instagram, Twitter, WhatsApp, TikTok and Skype, OLB is leveraging the application-programming interfaces for social-media platforms to connect its gateway to them.

    The company is helping merchants do business across multiple channels!

    The OLB Group Inc. has also added cryptocurrency acceptance at the point of sale regardless of the merchant platform.

    DMint, Inc., a wholly owned subsidiary of the company, expected to take delivery of the first of four hundred (400) additional Antminer S19j PRO Bitcoin mining machines in January. 

    DMint believes it will be able to generate approximately $1 million in increased monthly revenue (assuming an average Bitcoin price of $42,000) once all 1,000 mining machines are deployed and fully operating!

    The Company Team

    Mr. Ronny Yakov

    Chief Executive Officer

    As Chairman and CEO, Mr. Yakov has more than 25 years of experience in concept-to-print, software, and eCommerce marketing experience for Fortune 500 and 1000 companies with a proven background of helping clients adapt their businesses in the new technology age. In 1996, he entered into the electronic mail-order catalog business with Playboy Enterprises, creating and hosting two eCommerce sites: Critics’ Choice Video and Collectors’ Choice Music. 

    The company has since developed a number of other branded eCommerce sites for clients, selling a variety of products including sporting goods, chocolates, and cosmetics, and has now partnered with these sites, providing ongoing hosting and maintenance of these sites. Other significant accomplishments have included establishing an AT&T eCommerce platform for 180,000 employees’ wholesale shopping and working with high-profile clients such as Jack Henry and Associates creating 2,700 eCommerce sites for small community banks. Mr. Yakov also developed and maintains a complex extranet/intranet infrastructure that allows Doremus, an Omnicom Communication subsidiary, to provide its advertising services to 50 of the top financial institutions on a real-time basis.

    Rachel Boulds 

    Chief Financial Officer/BSA Compliance Officer

    As Chief Financial Officer and Bank Security Act Compliance Officer, Ms. Boulds oversees all aspects of the company’s Bank Secrecy Act and Anti-Money Laundering Program. In Addition, Ms. Boulds prepares and files the Company’s financial statements to comply with GAAP and the SEC required of all public companies. Ms. Boulds was an ABAS associate for PriceWaterhouseCoopers and is experienced in the e-commerce space working as an e-commerce Accountant for the Walt Disney Group’s GO.com. Ms. Boulds earned a B.S. in Accounting from San Jose University in 2001 and is a licensed CPA.

    Patrick Smith

    VP Corporate Finance

    Patrick Smith has more than 17 years of finance and accounting experience in the electronic payments and financial services industry. During this time, Patrick has held positions including internal auditor, senior analyst, division controller and Vice President of business development. He built and managed financial staff, worked to raise capital, and managed due diligence processes for different mergers and acquisitions. His career began in 1997 as an internal auditor with Concord EFS, an electronic payments processor. During his 8 years with Concord, Patrick progressed to Vice President-Controller of EFS Federal Savings Bank, a subsidiary of Concord EFS.

    As Vice President, he led the growth from $25 million in assets to over $400 million. This subsidiary was also responsible for managing over 1500 nationwide ATMs owned and operated by Concord EFS. 

    After the acquisition of Concord EFS by First Data, Patrick worked with Pay By Touch, Inc. a biometric payments startup based in San Francisco, CA. As Director of Finance, Patrick worked with the CFO and other members of the finance team to prepare financial plans and models to present to investors while raising capital for growth. He was also responsible for due diligence and integration of acquisitions for the company. After Pay by Touch liquidated, Patrick was hired as Corporate Controller by National Bankers Trust, a transportation factoring company. After 3 years as Controller, he transitioned back to the payments industry with an opportunity to conduct financial planning and analysis with several large ISOs. Patrick holds a Bachelors of Business Administration with a concentration in accounting from the University of Memphis.

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    Expion360, Inc. is a client of Tradigital IR, an investor relations and communications firm. Please see our disclosures in the research report as well as on our website www.Tradigitalir.com.

    A COMPANY TO WATCH

    U.S.-based, The OLB Group, Inc. (NASDAQ: OLB), is a diverse eCommerce service provider that delivers fully outsourced private label shopping solutions to highly trafficked websites. 

    The company only recently announced their $25 Million Private Placement on the NASDAQ which means this could be a high-growth ground-floor opportunity!

    Especially considering the BUY rating and $9 price target from Aegis Capital Corp!

    THE BOTTOM LINE

    The company sits in multiple BOOMING markets, one being fintech which was valued at $110.57 billion in 2020, and is projected to reach $698.48 billion by 2030, growing at a CAGR of 20.3% from 2021 to 2030!!!

    OLB is additionally dipping its toes into digital coin mining, which is a huge market in of itself, projected to grow at a CAGR of 18.49% to reach USD 994.39 million by 2027!

    Fintech and eCommerce are constantly evolving and growing in our digital age. This growth in recent years towards a digital way of life also brings great market growth. According to McKinsey, U.S. eCommerce doubled in Q1 2020, effectively jumping 10 years forward in just 90 days!!!

    OLB should be at the top of your watch-list as it sits in multiple exciting markets and has the potential for unbelievable growth…

     

    Hurry and Start Your Research Today!

    THE OLB GROUP, INC. is a client of Tradigital IR, an investor relations and communications firm. Please see our disclosures in the research report as well as on our website www.Tradigitalir.com.

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